Genki Native International Health Insurance

Take great care of your health wherever you go with worldwide cover for medical treatment, check-ups, dental, vision, maternity, mental health and more!

North America

Worldwide Cover

Genki Native offers cover for people from any country in every country. Perfect for digital nomads, expats, and other people living, working, or studying abroad.

Cover in Canada & USA is limited to life-threatening emergencies and transport to another country, up to 30 days and €250,000 per year.

Visiting home?

Get full cover in your country of citizenship with Genki Native Premium.

Not a replacement for local health insurance that may be required by law in some countries

Your benefits

Choose any doctor

Choose your own doctors and hospitals whenever you need treatment.

Medical treatments

Inpatient and outpatient procedures, visits, exams, and medication to help you recover from injuries and illnesses (including chronic conditions like cancer and diabetes).

Accidents and emergencies

Get emergency medical transport to a suitable hospital.

In case you're hospitalized, our 24/7 assistance team will monitor your care and pay the hospital directly, so you don't have to pay anything upfront.

Pregnancy and childbirth

Complete care for mama and your little bundle of joy, from prenatal checkups to postnatal exercises, plus childbirth (in a hospital or at home), ultrasounds, first trimester screening, amniocentesis, midwives, and birth assistants.

Included in Genki Native Premium. 12-month waiting period applies.

Dental care

What a beautiful smile you have!

Keep it that way with routine dental checkups and cleaning, and cover for dental treatments like fillings, root canals, crowns, and bridges.

Included in Genki Native Premium. Limits apply. 12-month waiting period for some treatments.

Preventive care

Stay on top of your health with an annual allowance for preventive care, like check-ups, vaccinations, lab tests, and screenings. You choose how to spend it.

Included in Genki Native Premium. Limit €250 per year.

Alternative care

Find the treatment that works best for you and your body. Massage, acupuncture, homeopathy, osteopathy, and chiropractic care are covered.

Included in Genki Native Premium. Limit €500 per year.

Mental well-being

Inpatient psychiatric care, psychotherapy, and outpatient psychological treatment (including apps like BetterHelp™)

Psychotherapy and outpatient psychological treatment included in Genki Native Premium

All sports included!

Yes, really. You can climb up, ski down, paddle out, and surf back. All sports, even the dangerous ones are covered!

Consequences of professional sports (you receive compensation) aren't covered.

Medical transport to another country

Transport to another country for medical reasons (for serious surgeries or long-term recovery)


Transport of mortal remains to another country. Hopefully you never need this, but it can be important for visa applications.

Let us guide you

Talk to our international health insurance experts. We'll answer all your questions and recommend the insurance to fit your unique needs.