Worldwide health insurance

Stay healthy as you explore the world.
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(1,002 reviews)

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Trusted by 100,000+

Travelers from over 195 countries worldwide choose Genki

Health insurance that just works. Everywhere.

Wherever and whenever you are when you need care, from a minor illness in Berlin to a scooter accident in Bali.

We cover treatment at any licensed doctor or hospital worldwide, private or public.

Get covered

You get better. We'll get the bill.

If you're hospitalized, we pay the hospital directly. So you can focus on your recovery. For regular visits like consultations, tests, or treatment you pay first and request reimbursement on our website.

We pay 80% of reimbursements within 2 business days.

Get covered

Adventure included!

From hiking in Patagonia to surfing in Siargao. Healthy travel includes doing the stuff that makes you feel alive.

We cover almost all sports and activities. No extra charge.

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Don’t just take our word for it…

Here are a handful of selected reviews from the hundreds written by real Genki members on Trustpilot.

5 stars

I highly recommend Genki

I highly recommend Genki for health insurance. I can't say I've ever had a good thing to say about an insurance company, but Genki is the exception and always impresses me. I think they have fair monthly premiums and they make it easy to file a claim and typically get back to me within 48 hours or less. I've never had an issue with getting my claims approved for hospital visits and it really helps having peace of mind knowing unexpected emergencies can be covered and I can visit any hospital.

5 stars

Does what it says

3 months into our trip after signing up with Genki, we made our first claim due to my wife getting a gut illness that required a doc visit and comprehensive testing. Genki paid upon claim minus a small excess really easily and within a couple of days. Insurance is one of those things where trust needs to be earned and they have certainly done that. Happy customer.

5 stars

The easiest way to get an insurance

The easiest way to get an insurance they cracked the code thats how user experience shoukd be to get an insurance online! you can depend on it no headache no fuss Number 1 period!!

4 stars

Exceptional Support for Global Health

Traveling and working remotely can be stressful, but Genki makes health insurance effortless. Their assistance hotline is incredibly reliable, and I was amazed at how quickly they handled my medical needs abroad. It’s more than insurance—it’s a true health partner that I can trust anywhere in the world.

5 stars

Absolutely great international travel insurance!

Their products are easy to understand and well defined. I had to contact their customer service twice to check some specifics and change cover during the insurance period and Genki is very fast with their answers and always 100 % helpful! highly recommend.

5 stars

Exceptional experience with Genki

I live in Berlin, Germany, and I was already abroad when I took out my insurance with Genki. Because of that, I was especially impressed by how smoothly everything worked. I recently had to submit a claim, and I honestly couldn’t believe how quickly it was handled. My claim was reviewed and paid within just 24 hours. The entire process was simple, transparent, and stress-free. What impressed me most was the customer service. They were professional, responsive, and genuinely helpful throughout the process. It didn’t feel like I was dealing with a complicated insurance company where you have to fight to get your money back. This experience has definitely earned my trust. I travel frequently, and having reliable health insurance while abroad gives me a lot of peace of mind. After seeing how they handled my claim, I will definitely choose Genki again for my future travels. I would 100% recommend Genki to anyone traveling abroad, especially long-term travelers and digital nomads. It’s honestly one of the best insurance experiences I’ve had. Thank you, Genki, for making the whole process so easy! ❤️

4 stars

Great insurance option for backpackers would buy again

I was backpacking for a few months and needed something flexible and budget friendly. Genki offered just that. Thankfully I didn't have any serious medical situations, but when I did need to go to the doctor I received my money back the same day. The whole process was very simple and the support chat system very helpful. Only annoying part is that you pay the first 50 euro of any medical expense.

5 stars

incredibly happy I am that I chose Genki

I just wanted to say how incredibly happy I am that I chose Genki for my travel insurance. Unfortunately, I've been dealing with a serious back injury that's been very painful, slow to heal, and expensive to treat. Throughout this whole process, Genki has genuinely lived up to everything that was promised in the insurance policy. Every claim has been handled professionally, communication has been clear, and I've always felt supported during what has been a very difficult time. Knowing that I could focus on my recovery instead of constantly worrying about medical expenses has meant a great deal to me. Thank you so much to everyone at Genki for your excellent service and support. I'm truly grateful and wouldn't hesitate to recommend you to anyone looking for reliable travel health insurance.

5 stars

Best insurance

This insurance is the best I had since I live abroad. Super reactive, easy to use, I am glad I had my subscription when I had an accident.

5 stars

Broken foot in Thailand

i broke my foot and had treatment in thailand (xrays, emergency room care, splint, boot, medicine, etc). my out of pocket costs was $333 USD. i took a screenshot of my medical plan, diagnosis, and bills clearly broken down. i had my refund within my bank account within the week. sooo much easier and straight-forward than i was anticipating during a stressful time, thank you Genki!

For a big trip or a new life abroad.

Your health insurance should fit how you live. Whether you're away for a season or for good, we have a flexible plan that fits your lifestyle, and travels with you wherever you go next.

Pay monthly. Cancel anytime.

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What to know,
wherever you go.

The Genki Guide covers everything you need to know before you land — how local healthcare systems work, visa requirements, finding English-speaking doctors, and practical tips for destinations worldwide.

Check out the Genki Guide