International health insurance
We've got you covered
Wherever you call home
Genki Native is available for people from every country, including nomads without any legal residence. You can choose from 182-day or full year cover in your country of citizenship.
* Cover in USA is limited. Genki Native is not a replacement for "statutory health insurance" that may be required by law in some countries.
See what’s covered
Choose your own doctors and hospitals whenever you need treatment.
Inpatient and outpatient procedures, visits, exams, and medication to help you recover from injuries and illnesses (including chronic conditions like cancer and diabetes).
Get emergency medical transport to a suitable hospital.
In case you're hospitalized, our 24/7 assistance team will monitor your care and pay the hospital directly, so you don't have to pay anything upfront.
Yes, really. You can climb up, ski down, paddle out, and surf back. All sports are covered.
Transport to another country for medical reasons (for serious surgeries or long-term recovery)
Transport of mortal remains to another country. Hopefully you never need this, but it can be important for visa applications.
Preventive care: Stay on top of your health with an annual allowance of €500 for preventive care, like check-ups, vaccinations, lab tests, and screenings.
Dental: Cleanings and check-ups. Plus treatments—fillings, root canals, crowns.
Vision: Eye exams and glasses covered.
Inpatient psychiatric care, psychotherapy, and outpatient psychological treatment (including apps like BetterHelp™)
Complete care for mama and your little bundle of joy, from prenatal checkups to postnatal exercises, plus childbirth (in a hospital or at home), ultrasounds, first trimester screening, amniocentesis, midwives, and obstetricians.
Find the treatment that works best for you and your body. Massage, acupuncture, homeopathy, osteopathy, and chiropractic care are covered.
Why choose Genki Native?
| Genki Native | Other insurance | |
|---|---|---|
| Worldwide coverage - Stay put or move as often as you want | | |
| Long-term - Stay covered as long as you need to | | |
| Choose any doctor or hospital when you need care | | |
| Cover in your country of citizenship | | |
| Cover for injuries from sports and scooter accidents | | |
| Payments to doctors and hospitals | | |
| Medical treatment (hospitals, doctors, surgery, etc) | | |
Do you have any questions?
Chat with our international health insurance advisors who can answer all your questions
Genki Native Basic costs €189 per month for a person between 20 to 34 years old with no deductible. The price depends on your age as well as the benefits (Basic or Premium) and deductible you choose (€0, €500 or €1,000 per year). A higher deductible lowers the monthly price.
Genki Native Basic covers up to €1,000,000 of health care costs per person, per year.
Genki Native Premium covers up to €3,500,000 of health care costs per person, per year.
You can join Genki Native up to age 55. Once you're covered, there is no age limit or maximum length. Your cover can continue for the rest of your life. One month minimum, cancel anytime after the first month.
Yes, Genki Native Premium covers preventive care, such as: check-ups, cancer screenings, and vaccinations. See table of benefits for more details
Genki Native covers pre-existing conditions on a case-by-case basis. When you apply for Genki Native you will be asked to answer a few questions about the health of each person applying. You must answer the questions completely and disclose any prior health conditions as well as any ongoing/planned treatments. The insurer will review your application and respond immediately to let you know if your application is accepted as-is, accepted with adjustments, or declined.
If you're curious whether a specific pre-existing condition will be covered, you may apply for Genki Native to see the result (you are not required to sign up, even if your application is approved).
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We are your worldwide health partner, your insurance agent, and the policyholder of this group insurance.
Our mission is amazing coverage, benefits, and support around the world. We make worldwide health insurance easy and accessible.
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Squarelife is the insurer. They make sure that there is enough money to cover medical costs. They also handle your reimbursement requests.
Together, we developed this excellent travel health insurance including a fast reimbursement process.