International Health Insurance

Genki Resident is international health insurance with worldwide coverage for digital nomads, expats, and long-term travelers.

Complete health cover including dental, mental, pregnancy, and more. Choose any doctor. Plus telemedicine and 24/7 emergency assistance.

Why Genki Resident?

Telemedicine & online prescriptions

Book video consultations with doctors in your language and get prescriptions online from local doctors.

Choose any doctor

Book a visit with your preferred doctor or hospital - we've got you covered!

Direct billing with hospitals

Our 24/7 hospital assistance takes care of payments in case of a hospital admission.

Direct billing with doctors

Doctor appointments that you book with Air Doctor are paid directly by the insurer.

Your benefits

Dental care

High-quality fillings, inlays, root canal treatment, extractions, etc.

Resident Premium also includes 50% of costs for dentures and two professional cleanings per year.

10-month waiting period for dentures

Whole-body care

Find the treatment that works best for you and your body.

Physiotherapy, homeopathy, osteopathy, chiropractic, traditional Chinese medicine, acupuncture, massages, and more are included.

Check-ups & vaccinations

Resident Premium includes yearly check-ups, vaccinations, and even cancer screenings.

Make your health your top priority!

Pre-existing conditions

Coverage may include your past and chronic medical conditions.

Price and coverage depend on a review of your medical history.

Mental well-being

Three sessions of psychological primary care and hospitalization for mental health treatment.

Resident Premium also includes outpatient psychotherapy (no hospitalization).

10-month waiting period for outpatient psychotherapy


Prenatal & postnatal care, ultrasound examinations, midwives & birth assistants, and childbirth.

Resident Premium also includes first trimester screening, amniocentesis, preparation courses, and postnatal exercises.

10-month waiting period for childbirth


Rehabilitation measures while hospitalized to recover and regain physical and cognitive abilities after illness, injury, or surgery.

Resident Premium also includes 20 days of outpatient rehabilitation measures (no hospitalization).

Medical transportation

Search and rescue operations for medical reasons and emergency transportation to the nearest suitable hospital.

For long-term recovery and critical care, we can organize return transportation back to your home country. The decision is yours.


Return of mortal remains back to the home country. Alternatively, a burial abroad up to the cost of repatriation.

All sports included!

Popular sports, your favorite sports, adventure sports, extreme sports – every sport there is!

Consequences of professional sports (you receive compensation) aren't covered.

North America

Not traveling to Canada or the USA?

Benefit from a lower monthly price by restricting coverage in these two countries. You can change your decision on a monthly basis depending on your travel plans.

Visiting your home country?

Visits in your home country are covered for 180 days per calendar year. All benefits included.

Not valid if you haven't left your home country yet to travel abroad.

Choose your international health insurance

Genki Resident
  • Telemedicine & 24/7 hospital assistance
  • Direct billing with any hospital
  • Medically necessary search & rescue
  • Medical transport to a suitable hospital
  • Repatriation to your home country
  • Initial outpatient psychological care
  • Inpatient psychotherapy
  • Alternative treatments (e.g. homeopathy)
  • Physiotherapy, osteopathy, chiropractic
  • Fillings, inlays, other dental treatment
  • Childbirth, prenatal & postnatal care
  • Inpatient rehabilitation measures
Genki Resident Premium

Everything covered by Genki Resident, plus…

  • Vaccinations, medical checkups
  • Eyesight correction surgery (€2k / eye)
  • Glasses, contact lenses (€300 / 2 years)
  • Dental cleaning (2 per year)
  • Dentures (50% of costs)
  • Outpatient psychotherapy
  • Outpatient rehabilitation measures
  • First trimester screening, amniocentesis
  • Single room accommodation in hospital
  • Treatment by chief physician
  • Daily allowance from 15th day in hospital (€50 / day)

Let us guide you!

Schedule a personal consultation to discuss your situation with our experts.


We’re your insurance broker and health insurance partner.

Our mission is amazing coverage, benefits, and support around the world. We make worldwide health insurance easy and accessible.


DR-WALTER manages your contract and handles your claims.

Together with this great partner we provide you with the best insurance coverage and services.


Barmenia is a well-known German insurer and the risk carrier.

They guarantee that there’s enough money to cover for medical costs.