Genki Native International Health Insurance

Take great care of your health wherever you go with long-term, worldwide cover for medical treatment. Perfect for digital nomads, expats, and families living abroad.

We've got you covered

Whatever happens

From minor injuries and common illnesses to life-threatening emergencies and chronic diseases like cancer, you're fully covered no matter what happens.

Whatever you need to get better

From routine doctor visits to hospital stays and medical procedures (like surgeries, dialysis, and chemotherapy).

Whenever you need us

We're there for you with friendly customer support via WhatsApp, a 24/7 emergency assistance hotline, direct payment to hospitals, and claims reimbursed in just 3 business days.

We’re with you all the way

You can stay covered for as long as you need to, for one year or for the rest of your life.

North America

Everywhere you go

We’ve got you covered worldwide. So your can take your insurance with you wherever life takes you.

Cover in Canada & USA is limited to life-threatening emergencies and transport to another country, up to 30 days and €250,000 per year.

Wherever you call home

Genki Native is available for people from every country (even nomads without any legal residence). Get full cover in your country of citizenship with Genki Native Premium.

Not a replacement for local health insurance that may be required by law in some countries

Your benefits

Choose any doctor

Choose your own doctors and hospitals whenever you need treatment.

Medical treatments

Inpatient and outpatient procedures, visits, exams, and medication to help you recover from injuries and illnesses (including chronic conditions like cancer and diabetes).

Accidents and emergencies

Get emergency medical transport to a suitable hospital.

In case you're hospitalized, our 24/7 assistance team will monitor your care and pay the hospital directly, so you don't have to pay anything upfront.

Pregnancy and childbirth

Complete care for mama and your little bundle of joy, from prenatal checkups to postnatal exercises, plus childbirth (in a hospital or at home), ultrasounds, first trimester screening, amniocentesis, midwives, and birth assistants.

Included in Genki Native Premium. 12-month waiting period applies.

Dental care

What a beautiful smile you have!

Keep it that way with routine dental checkups and cleaning, and cover for dental treatments like fillings, root canals, crowns, and bridges.

Included in Genki Native Premium. Limits apply. 12-month waiting period for some treatments.

Preventive care

Stay on top of your health with an annual allowance for preventive care, like check-ups, vaccinations, lab tests, and screenings. You choose how to spend it.

Included in Genki Native Premium. Limit €250 per year.

Alternative care

Find the treatment that works best for you and your body. Massage, acupuncture, homeopathy, osteopathy, and chiropractic care are covered.

Included in Genki Native Premium. Limit €500 per year.

Mental well-being

Inpatient psychiatric care, psychotherapy, and outpatient psychological treatment (including apps like BetterHelp™)

Psychotherapy and outpatient psychological treatment included in Genki Native Premium

All sports included!

Yes, really. You can climb up, ski down, paddle out, and surf back. All sports, even the dangerous ones are covered!

Consequences of professional sports (you receive compensation) aren't covered.

Medical transport to another country

Transport to another country for medical reasons (for serious surgeries or long-term recovery)


Transport of mortal remains to another country. Hopefully you never need this, but it can be important for visa applications.

Choose your health insurance

Genki Native Basic

Long-term cover for medical treatment worldwide

  • Inpatient & outpatient medical treatment
  • Medical consultations, examinations & procedures
  • Medication, medical materials & devices
  • Medical transport to the nearest suitable hospital
  • 24/7 emergency assistance
  • Direct billing for inpatient hospital stays
  • Injuries and accidents caused by any sport
  • Rehabilitation treatment
  • Inpatient psychiatric care
  • €1 million overall coverage limit per insurance year
€180 / month
(price for ages 20-34)
Genki Native Premium

Everything covered by Genki Native Basic, plus

  • Preventive care (checkups & vaccinations)
  • Dental care (checkups, cleanings & treatments)
  • Vision care (checkups, glasses & contacts)
  • Mental health care (including apps)
  • Maternity care (pregnancy, childbirth & postpartum)
  • Alternative care (osteopathy, homeopathy & more)
  • No overall coverage limit
  • Full cover in your country of citizenship
€260 / month
(price for ages 20-34)

Let us guide you

Talk to our international health insurance experts. We'll answer all your questions and recommend the insurance to fit your unique needs.


We’re an insurance agent and your health partner.

Our mission is to help you take great care of your health wherever you go in the world. We make worldwide health insurance with great coverage and benefits easy and accessible.


The insurer is SquareLife, an experienced and modern insurance company based in Liechtenstein.

Together with this great partner we provide you with excellent international health insurance coverage and services.